CHEMICAL FINANCIAL CORP. is a multi-bank holding company. The company business is concentrated in a single industry segment, commercial banking. Subsidiaries offer a full range of commercial banking and fiduciary services. These include accepting deposits, residential and commercial real estate financing, commercial lending, consumer financing, debit cards, safe deposit services, automated teller machines, money transfer services, corporate and personal trust services and other banking services.
The primary difference between this group of banks and any other group is their location within the United States. These banking firms offer many of the same services as other, larger or national banks do such as deposit taking, loan granting, in-house brokers, investment banking, and mortgages. Their revenue stems mainly from service fees charged for their services and interest collected on mortgages and loans. It is also dependent upon the population of the area they are in and its general wealth.
|
| Totals |
Company |
Industry |
| Sales: |
$233.9 Mil |
$52,393.3 Mil |
| Market Cap: |
$703.9 Mil |
$136,356.2 Mil |
| Analysts Recommendation: |
Hold |
Hold |
|
|
| Averages |
Company |
Industry |
 |
| Growth |
| Historic Revenue: |
(6.3%) |
1.4% |
| Estimated Revenue: |
N/A |
(21.7%) |
| Historic Earnings: |
(49.4%) |
(79.4%) |
| Estimated Earnings: |
186.9% |
86.9% |
| Stock Price (1 Year): |
23.2% |
26.2% |
| Cash per Share: |
108.1% |
29.9% |
| Dividend: |
(28.8%) |
60.4% |
| Price |
| Trailing PE: |
N/A |
10.4 |
| Forward PE: |
12.8 |
13.3 |
| Price-to-Sales: |
2.6 |
N/A |
| Price-to-Book: |
1.3 |
1.2 |
| Dividend Yield: |
3.3% |
3.2% |
| Market Cap: |
$703.9 Mil |
$3,171.1 Mil |
| Operations |
| Net Margin: |
20.0% |
10.0% |
| Gross Margin: |
83.1% |
84.4% |
| Return on Equity: |
.0 |
(.1) |
| Return on Assets: |
.0 |
(.0) |
| Balance Sheet |
| Current Ratio: |
.9 |
.9 |
| Quick Ratio: |
.9 |
.9 |
| Cash Ratio: |
.1 |
.1 |
| Debt-to-Equity: |
8.0 |
10.2 |
| Interest Coverage: |
.0 |
(1.2) |
| Technicals |
| Relative-Strength Index: |
N/A |
N/A |
|
|
|
